Terms of Service

Last updated 2026-11-10

Terms of Service

These terms apply when you use umairkamil.com or buy anything from it. By using the site or buying, you agree to them. If you do not agree, please do not use the site.

1. Who we are

umairkamil.com is operated by SECOND BRAIN OS INFORMATION TECHNOLOGY CO. L.L.C, Office A-79, Fronds Building, Sheikh Zayed Road, Al Goze Industrial Third, Dubai, UAE ("we", "us"). Contact: newsletter@umairkamil.com.

2. What we sell, and where it runs

We sell AI agents, skills, coaching, done-for-you setup and related digital products. The agents and skills are delivered on Second Brain OS ("SBOS"), a separate platform at secondbrainos.com.

  • These terms cover the website, the purchase, and any coaching or services we deliver to you directly.
  • The Second Brain OS Terms of Service cover your use of the platform, including your account, credits, the dashboard, the MCP server, connected channels and acceptable use. By using what you bought, you also accept those terms.

If the two conflict about the platform itself, the Second Brain OS terms win. If they conflict about the purchase from this site, these terms win.

3. Buying

  • Prices are shown on each product page in US dollars and may include an in-funnel price that differs from the standalone price. The price shown at checkout is the price you pay.
  • Payment is taken by Stripe. We never see or store your card number.
  • One-click offers. After checkout we may show you further offers. If you accept one, the card you just used is charged without re-entering it. By choosing to see these offers you authorise Stripe to save your payment method for this purpose. We only use it for the offers shown straight after that checkout. It stays on your Stripe customer record until you ask us to remove it.
  • Taxes: any tax that applies is shown at checkout before you pay.

4. Delivery

When you buy an agent or skill, we create a Second Brain OS account for you (if you do not have one) and grant access, usually within a few minutes. You sign in with a magic link sent to the email you used at checkout. Coaching and done-for-you services are scheduled with you after purchase.

5. Credits

Second Brain OS is pay as you go. Using an agent, its tools and its channels uses credits (roughly 1 credit is 1 US cent). Credits are bought in advance. When they run out, metered features stop until you top up, including website analytics. Credit pricing and any expiry are set out in the Second Brain OS terms and at the point of purchase.

6. Refunds

You can ask for a full refund within 14 days of purchase, wherever you live. Email us from the address you bought with. When we refund a purchase, access to that product may be revoked.

This 14-day window is offered to everyone and covers any statutory right to cancel digital content, such as the EU and UK 14-day right.

7. Your responsibilities

  • Keep your sign-in, API keys and credentials private. You are responsible for activity under your account.
  • Use the products lawfully, and follow the policies of any channel you connect (Meta, WhatsApp, Instagram, Telegram), including consent and anti-spam rules.
  • You must be at least 16 to buy.

8. AI output

AI agents can make mistakes. Check their output before you rely on it or send it to your customers. Nothing on this site or produced by our agents is legal, financial, medical or other professional advice. Results described on the site, including case studies, are not guarantees.

9. Our content

The site's text, videos, newsletters, skills, prompts and workflows are our copyrighted material. You may read them for your own use. You may not copy, resell, republish or extract the skills, prompts or workflows you get access to, except as the product allows.

10. Chat and messages

When you use the site chat or message us on Instagram, WhatsApp or Telegram, you may be talking to an AI agent. A human may review or join the conversation. See the Privacy Policy.

11. Links and other services

We link to and embed third-party services (for example Stripe, booking and form tools). We are not responsible for their content or terms.

12. Liability

To the extent the law allows, the site and products are provided "as is". We are not liable for indirect or consequential loss, lost profits or lost data. Our total liability for any claim is limited to what you paid us in the 12 months before it. Nothing here limits liability that cannot be limited by law, or your statutory rights as a consumer.

13. Changes and ending access

We may change these terms and will update the date at the top. We may suspend access if these terms or the Second Brain OS terms are broken. You can ask to close your account at any time.

14. Governing law

These terms are governed by the laws of the United Arab Emirates, and the courts of Dubai have jurisdiction, except where mandatory consumer law where you live gives you more protection.